the obvious hidden scam

When I first clicked “Apply” on partner.cebuva.com, I expected a typical onboarding form. What I found instead was a subtle but alarming trap hidden behind flashy income claims, emoji-laden bonuses, and spiritual appeals.

This wasn’t just a sign-up page — it was a legal surrender disguised as an opportunity.

What They Promise

  • “₱100,000/month”
  • Bonuses like Hilux down payments, iPads, and hotel stays
  • “Business as a ministry to end poverty”
  • “Virtual Angel” club access for only ₱250–₱500

All of it sounds hopeful. But here’s what they don’t highlight:

What You’re Really Agreeing To (from their actual Terms & Conditions):

  • Indian Law Governs Everything
    → Disputes must be settled under Indian law in Haryana, with no protection from Philippine or U.S. law.
  • No Registration in the Philippines
    → CebuVA is not registered with the DTI, SEC, or POEA, despite offering recruitment and investment-like services.
  • All Liability Is on You
    → The terms explicitly waive CebuVA and GoAffPro’s legal responsibility for losses, performance, payouts, or legal compliance.
  • You’re Promoting Products, Not Getting a Job
    → The agreement frames the user as an affiliate or promoter, not an employee or even a client — yet you’re still asked to pay.
  • You Might Be Violating Privacy Laws
    → You’re required to disclose how you collect data from others if you share links — even if you’re not running a business.

WHY IMPORTANT

Most applicants never see this agreement before signing up. They only encounter it after submitting personal data — or when they’re about to pay for the so-called “Angel Club.”

That’s not transparency — that’s a bait-and-switch.

Americans Are Also at Risk

This isn’t just a local issue. The platform:

  • Uses PayPal, a U.S.-based financial service
  • Targets U.S. citizens with “Angel Seat” investment pitches
  • Misrepresents the business as a Florida trust fund, when in fact it’s only a fictitious name filing — not a registered company or trust

If a Filipino set up a fake trust fund in the U.S., they’d be penalized immediately. We hope the same standard applies when it’s the other way around.

WHAT TO DO

Never pay upfront for a “job” or “membership”
Read the fine print — especially when legal disclaimers shift jurisdiction
Report to authorities:

🇵🇭 Philippines:

🇺🇸 United States:

Report to the U.S. SEC:
🔗 https://www.sec.gov/tcr (Tip, Complaint, or Referral portal)
📧 Email (for follow-ups or additional info): help@sec.gov

If you need some other information for your reports, see

Part 2: Who Is Benjamin CFO, Really?
Part 1: How I Found the Red Flags in CebuVA

The Application Process: Shockingly Easy for Something So “Exclusive”

Given the high-sounding promises — lifetime payouts, co-founder badges, and trust fund membership — you’d expect the onboarding process to be rigorous — or at least professional like some kind of background check, legal formality, or even basic KYC (Know Your Customer) identity verification.

But here’s what really happens:

  • You just fill out a form.
  • You can use any name, upload any photo.
  • No ID check. No legal verification. No signed agreement.
  • As long as you pay, you’re in. ONLY MONEY is needed. 🚩

This contradicts the entire premise of trust-based investing, secure payouts, or anything involving actual compliance. It’s the clearest red flag yet: what they want is your money, not your credentials.

Even more concerning:
The page claims they will send a verification email before moving forward.

But guess what I received instead?
(Stay tuned — I’ll show you exactly what was in that email in Part 4.)

Next: Part 4 – The Claims and the Reality
What CebuVA promises vs. what it actually delivers — including screenshots of the welcome email and all of the others that say it all.

P.S. The domain cebuva.com is set to expire on July 25, 2025. Given the operator’s history of switching domains, it’s possible the site will relaunch under a new name once scrutiny increases.