After going through the flashy videos, TikTok posts, affiliate sign-up links, and all the spiritual-sounding “Angel Club” promises — it’s time we break it all down.
What does CebuVA actually promise? And what is the reality?
Let’s compare the claims vs. the reality, based on evidence (correspondence via emails and chats)
The Exchanges on TikTok
Notice the sudden disclaimer?
“The Job=just over broke. We don’t offer job.”
When the TikTok video clearly highlights needing 20 minutes a day to copy and paste and set up profile on LinkedIN the way he told you to. 🚩
LET’S BREAK DOWN THE SHI8, I MEAN THE CLAIMS
I actually tried commenting on one of the TikTok videos promoting this — I said something like, “This sounds like a pyramid scheme or networking scam.” A few seconds later? Blocked. That tells you everything you need to know.
“This is not a pyramid scheme… We are a decentralized, trust-based platform that rewards you for sharing the opportunity.” — From Benjamin CFO’s recruitment email
CLAIM #1: THE REALITY
Despite this claim, the structure strongly resembles a pyramid model:
No verified product or service is being sold to external customers
Payouts and “bonuses” are tied directly to referrals and team-building
Income depends on how many people join after you, not on your actual performance or value created
“Angel Seat” tiers, “Virtual Angel” levels, and “co-founder badges” are used to create artificial scarcity and urgency
The platform frames this as “community-owned” — but it’s clear that your earnings depend on recruiting others who pay fees, not delivering actual work.
If YOU READ THE “welcome email”, it is clear there’s no verifiable source of outside revenue, and earnings are based on recruitment, that’s the definition of a pyramid scheme — no matter how spiritual, decentralized, or “trust-based” it’s framed.
CLAIM #2: “We are backed by a U.S. Trust Fund”
“You are now a beneficiary of my trust fund.” — from Benjamin CFO’s email
CLAIM #2:REALITY:No actual trust exists.
What’s being promoted as a Florida-based trust fund is legally just a fictitious name registration —
“Benjamin CFO App” (Filing #G24000098448)
That’s it. It is not a:
Charitable or family trust in any legal capacity
Licensed business
Registered financial entity
SEC-recognized investment firm
In fact, there is no public record of any legitimate trust structure — charitable or private — connected to “Benjamin CFO App,” “Miracle Tree Trust,” or CebuVA.
It’s a misleading label designed to create false legitimacy, especially when paired with emotional language like “you are a beneficiary” or “we’re ending poverty.”
And if you read the long email, at the end you can see it includes an image. It is actually a file containing similar information as I found searching for it using the REGISTRATION #, IEN/FEI Number.
The audacity to think everyone is as gullible as he thought. BAGAG LEPS!!! And to think it is not even that easy to find THIS because apparently it is only a fictitious name filing, look how long it took to find this, and then, in his email to supposedly prove the legitimacy, he only sent me the same info. LEEPPPPPSSSSS!!!! If you want to look it up, you can go to sunbiz.org, it’s the FLORIDA DEPARTMENT OF STATE which he claimed to have registered the business/not a business but a trust later on. 🚩
CLAIM #3: “You will receive verification before your application is approved”
CLAIM #3:REALITY: No ID verification is conducted. The system allows any name, any photo, and grants access as long as you pay the ₱250–₱500 fee.
Even the so-called “email verification”? Here’s what I actually received instead:
The Welcome Email (probably AI made for FREE)
the welcome email is giving red flag benjamin cfo cebuva fake business claimsbenjamin cfo cebu va fake claims benjamin cfo cebu va fake claims benjamin cfo cebu va fake claims benjamin cfo cebu va fake claims benjamin cfo cebu va fake claims
The second email which was giving a “what d heck?”vibe
For something that calls itself a “high-paying opportunity,” I expected a proper email verification and maybe a clear next step to get started. Instead? That’s all you get. No structure, no onboarding — just an UNCLEAR hype and a prompt to pay.
just a message that pushes investment or bonus offers — not verification.
CLAIM #4: “We are helping end poverty and building self-employment”
CLAIM #4: REALITY: There is no SEC, DTI, or POEA registration in the Philippines.
The affiliate terms are governed by Indian law, with zero legal protections for Filipino or American users.
Even worse, the earnings structure is unclear, unmonitored, and payout promises are based on unverifiable “ROI tracking” by Benjamin’s private team (probably just him and the other so-called rectuiter 🤢).
CLAIM #5: “We are fully verified — even PayPal and Wix trust us”
CLAIM #5: REALITY: PayPal and Wix allow many platforms to operate, including those later found to be fraudulent, until reported.
PayPal is a payment processor — not a legal regulator. Wix is a website builder — not a business licensing authority.
So, please guys, I know many of you are reading this! Please help me report this.
The same offer has been circulating for months, and similar schemes from the same operator have rotated through different domain names and flyer designs.
CebuVA.com is set to expire on July 25, 2025, and may be rebranded under another name, as seen in past behavior.
Coming Soon: Part 5 – How to Report This and Protect Others I’ll walk you through how to file with the DTI, SEC, NBI, and U.S. SEC, plus a template you can reuse.
Disclaimer: This post is based on publicly available records, affiliate terms, screenshots, government filings, and personal research. It reflects the author’s good-faith findings and opinions for public awareness and educational purposes only. Nothing here constitutes legal, financial, or professional advice. Any individuals or parties mentioned are welcome to provide clarifications or documentation via our contact form.
This blog complies with fair use and free speech laws under Article III, Section 4 of the 1987 Philippine Constitution and the First Amendment of the U.S. Constitution.
Some Random Thoughts 