If you wish to file a complaint against CebuVA or Benjamin CFO, it’s important to understand that these entities may not be officially recognized or registered organizations. Reports suggest that “Benjamin CFO” and “CebuVA” are associated with unregistered or fictitious entities, lacking legal standing in both the Philippines and the United States. For instance, “Benjamin CFO App” is merely a fictitious name registration in Florida and is not a legally recognized trust or financial entity .

SUMMARY: Steps to Take:

1. Gather Documentation: Collect all relevant communications, contracts, and promotional materials related to your interactions with CebuVA or Benjamin CFO.
2. Report to Local Authorities:
   • Philippines: You can file a complaint with the Commission on Filipinos Overseas (CFO).
     • Contact Information:
       • Email: info@cfo.gov.ph
       • Phone: (02) 8552-4700
       • Address: NexGen Tower, C4 Road, EDSA Extension, Bgy. 76, Pasay City 1300
     • Website: https://cfo.gov.ph/Contact-us
   • United States: If you are in the U.S., consider reporting to the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB).
     • FTC Complaint: https://reportfraud.ftc.gov
     • CFPB Complaint: https://www.consumerfinance.gov/complaint/
3. Consult Legal Advice: Given the complexities involved, especially with potentially fraudulent entities, seeking legal counsel can provide guidance tailored to your situation.

Note: Proceed with caution when dealing with unregistered entities. Engaging with such organizations may expose you to legal and financial risks. It’s advisable to verify the legitimacy of any organization before entering into agreements or transactions.

********************************************************************

If you’ve been a victim or almost victimized by CebuVA.com, Angel Seat, or Benjamin CFO, here’s how you can help stop it — by filing a complaint to the proper authorities.

Even if you only paid a small fee (₱200–₱500), your report matters. The more people speak up, the harder it is for scams like this to stay online.

How to File a Complaint Against CebuVA / Benjamin CFO in the Philippines and U.S.

---

1. Executive Summary

This report provides a structured guide on how to file a formal complaint against CebuVA / Benjamin CFO. It covers relevant procedures for both the Philippines and the United States, including regulatory bodies, documentation requirements, and legal considerations.

2. Key Information to Gather Before Filing

Collect the following before initiating a complaint:

• Full name and contact info of CebuVA / Benjamin CFO
• Business registration details (if available)
• Contract or service agreement (if applicable)
• Screenshots, emails, messages, and payment proof
• Detailed summary of the issue or dispute
• Attempts made to resolve the issue (if any)

3. Filing a Complaint in the Philippines

A. Department of Trade and Industry (DTI)

• Website: https://www.dti.gov.ph
• For: Consumer-related complaints and unfair business practices.
• How:
  • File online via DTI’s complaint form
  • Attach supporting documents
  • Wait for mediation or resolution

B. National Bureau of Investigation (NBI) – Cybercrime Division

• For: Online fraud, scams, identity theft.
• How:
  • Visit NBI Cybercrime Division or file via https://complaint.nbi.gov.ph
  • Submit incident report and evidence

C. Securities and Exchange Commission (SEC) Philippines

• For: Issues involving unregistered investments or corporate misconduct
• How:
  • Email or send a letter to SEC Enforcement and Investor Protection Department
  • Provide company details and supporting evidence

PHILIPPINE-BASED COMPLAINT TEMPLATE

(To send to DTI, NBI-Cybercrime Division, or SEC Enforcement)

Subject Line: Urgent Report: Suspected Online Recruitment Scam by CebuVA.com / “Benjamin CFO”

To:

• fairtrade@dti.gov.ph (DTI Fair Trade Enforcement Bureau)
• ccd@nbi.gov.ph (NBI Cybercrime Division)
• epd@sec.gov.ph (SEC Enforcement and Prosecution Division)

4. Filing a Complaint in the United States

A. Better Business Bureau (BBB)

• Website: https://www.bbb.org
• For: Resolving disputes with U.S.-based business partners

B. Federal Trade Commission (FTC)

• Website: https://reportfraud.ftc.gov
• For: Online scams, business fraud, deceptive practices

C. Internet Crime Complaint Center (IC3)

• Website: https://www.ic3.gov
• For: Cross-border internet-related crimes

🇺🇸 U.S.-BASED REPORTING OPTIONS

For American victims or for U.S. citizens who interacted with him via campaign, business, or online sales

Report to the FTC (Federal Trade Commission)

• File at: https://reportfraud.ftc.gov/

Use the category:

• “Job Scam” or “Online business/investment opportunity”

Report to the FBI Internet Crime Complaint Center (IC3)

• File at: https://www.ic3.gov/

Include:

• Suspect: Benjamin Thodeus Horbowy
• Known Address: 1113 Old Bumpy Road, Tallahassee, FL 32317
• Websites: www.cebuva.com, http://www.benjaminforamerica.com
• Socials: Facebook (Benjamin Horbowy), LinkedIn (benjamincfo), Instagram (as seen in reels)
• Payment method if any (PayPal, Venmo, CashApp, wire, etc.)

Optional: Sample for American Use

If You’re a Victim, You Are Not Alone

• You are not stupid. These scams are designed to trick smart people.
• The only shame is in staying silent. Speak up and help others avoid it.
• Together, we can expose and shut down exploitative operations like this.

Part 4: CebuvVA Virtual Accelerator/Benjamin Horbowy, CFO/Benjamin CFO: The Claims and the Reality

Part 3: The Fine Print Trap — What You’re Really Agreeing to on CebuVA/Benjamin CFO App

Part 2: Who is Benjamin CFO / Benjamin Alexander Thodeus Horbowy?

Part 1: The Red Flags Behind CebuVA Virtual Accelerator and ‘Benjamin CFO’ || CebuVA Review

—marymancee, apologies for the late publication